CRC - 2017 P 17 By Commissioner Gaetz gaetzd-00019-17 201717__ 1 A proposal to amend 2 Section 4 of Article X of the State Constitution to 3 create exceptions to the homestead exemption from 4 creditor claims. 5 6 Be It Proposed by the Constitution Revision Commission of 7 Florida: 8 9 Section 4 of Article X of the State Constitution is amended 10 to read: 11 ARTICLE X 12 MISCELLANEOUS 13 SECTION 4. Homestead; exemptions.— 14 (a) There shall be exempt from forced sale under process of 15 any court, and no judgment, decree or execution shall be a lien 16 thereon, except for the payment of taxes and assessments 17 thereon, obligations contracted for the purchase, improvement or 18 repair thereof, or obligations contracted for house, field or 19 other labor performed on the realty, the following property 20 owned by a natural person: 21 (1) a homestead, if located outside a municipality, to the 22 extent of one hundred sixty acres of contiguous land and 23 improvements thereon, which shall not be reduced without the 24 owner’s consent by reason of subsequent inclusion in a 25 municipality; or if located within a municipality, to the extent 26 of one-half acre of contiguous land, upon which the exemption 27 shall be limited to the residence of the owner or the owner’s 28 family; 29 (2) personal property to the value of one thousand dollars. 30 (b) These exemptions shall inure to the surviving spouse or 31 heirs of the owner. 32 (c) The homestead shall not be subject to devise if the 33 owner is survived by spouse or minor child, except the homestead 34 may be devised to the owner’s spouse if there be no minor child. 35 The owner of homestead real estate, joined by the spouse if 36 married, may alienate the homestead by mortgage, sale or gift 37 and, if married, may by deed transfer the title to an estate by 38 the entirety with the spouse. If the owner or spouse is 39 incompetent, the method of alienation or encumbrance shall be as 40 provided by law. 41 (d) Notwithstanding subsection (a), a homestead is not 42 exempt from creditor claims if an owner: 43 (1) Obtained the homestead using the proceeds from a 44 fraudulent or dishonest act; or 45 (2) Caused the creditor’s damages or losses by an 46 intentional criminal or fraudulent act. 47 48 The legislature may enact implementing legislation consistent 49 with the purposes of subsection (d), and such legislation may 50 include, but is not limited to, limitations periods and 51 protections for an innocent spouse or dependents.